PRIVACY POLICY

Effective Date: December 8, 2025
Last Updated: December 8, 2025

Your privacy is important to us. EasyQuote-Insurance.com (“we,” “us,” “our,” or “Company”) is committed to respecting your privacy and complying with applicable laws and regulations regarding personal information we collect through our website at https://EasyQuote-Insurance.com/ and related services.

This Privacy Policy explains what personal information we collect, how we use it, who we share it with, and your rights regarding your data.

1. WHAT IS PERSONAL INFORMATION?

Personal information is any information that can be used to identify you, including:

  • Identity Information: Name, date of birth, gender, Social Security Number (partial)
  • Contact Information: Email address, phone number, mailing address
  • Health Information: Health history, smoking status, pre-existing conditions, medication use
  • Financial Information: Income level, employment status
  • Device Information: IP address, browser type, device type, operating system
  • Behavioral Information: How you interact with our Website, pages visited, time spent
  • Location Data: Geographic location based on IP address or device settings

2. INFORMATION WE COLLECT

We collect personal information in two ways:

2.1 Voluntarily Provided Information

Information you knowingly and actively provide when:

  • Submitting a quote request through our online form
  • Contacting us via email or phone
  • Creating an account or profile
  • Subscribing to our newsletter or communications
  • Providing feedback or testimonials
  • Interacting with us on social media

Typical information requested includes:

  • Full name
  • Email address
  • Phone number
  • Date of birth
  • Gender
  • Smoking status
  • Health history/pre-existing conditions
  • Income level
  • Employment information
  • Current coverage details
  • Coverage preferences

2.2 Automatically Collected Information

Information automatically sent by your device when accessing our Website:

Log Data:

  • IP address
  • Browser type and version
  • Operating system
  • Pages visited and time spent
  • Referral source (how you found us)
  • Device identifiers
  • Timestamps of your activity
  • Error logs and technical issues

Device Data:

  • Device type (mobile, tablet, desktop)
  • Operating system version
  • Unique device identifiers
  • Device settings
  • Approximate geo-location data
  • Mobile network information

Cookies & Tracking Technologies:

  • Cookies (small data files stored on your device)
  • Web beacons and pixels
  • Google Analytics data
  • Advertising identifiers
  • Session information

Important Note: While this automatically collected data may not identify you individually, it can be combined with other information to personally identify you.

3. HOW WE USE YOUR INFORMATION

We collect and use your personal information for the following purposes:

3.1 Primary Purposes (Lead Generation)

✓ Quote Processing:

  • Generate personalized insurance quotes
  • Match you with appropriate insurance providers and agents
  • Share your information with insurance companies for quote fulfillment

✓ Contact & Communication:

  • Contact you via phone, email, SMS, or mail regarding your quote request
  • Send insurance quotes and coverage options
  • Respond to your inquiries and customer service requests
  • Provide updates about your application status

✓ Third-Party Sharing:

  • Share your information with licensed insurance agents and brokers
  • Provide data to insurance carriers for underwriting and approval
  • Enable insurance partners to contact you directly with offers

3.2 Secondary Purposes

✓ Service Improvement:

  • Analyze user behavior and website performance
  • Improve our Website, user experience, and services
  • Conduct market research and business analytics
  • Identify trends and user preferences

✓ Marketing & Advertising:

  • Send promotional emails about insurance products and services
  • Display targeted advertisements based on your interests
  • Conduct email marketing campaigns
  • Share information about third-party insurance products we believe may interest you
  • Retargeting campaigns on social media and other platforms

✓ Compliance & Legal:

  • Comply with federal, state, and local laws and regulations
  • Respond to legal requests, subpoenas, or court orders
  • Prevent fraud and verify identity
  • Enforce our Terms of Service and other agreements
  • Protect our legal rights and business interests

✓ Security & Fraud Prevention:

  • Detect and prevent fraudulent activity
  • Protect against unauthorized access
  • Monitor for suspicious behavior
  • Secure our systems and protect user data

4. LEAD GENERATION & THIRD-PARTY SHARING

Important: EasyQuote-Insurance.com is a lead generation platform, not an insurance provider or broker.

4.1 How We Share Your Information

When you submit a quote request, your information is shared with:

  • Insurance Carriers: Direct insurers offering insurance policies
  • Insurance Agents & Brokers: Licensed professionals representing insurance companies
  • Lead Distribution Partners: Third-party companies that fulfill quote requests
  • Marketing Partners: Companies that help market insurance products

You authorize us to share your information with these third parties for the purpose of providing you with insurance quotes and coverage options.

4.2 Third Parties May Contact You

Insurance providers, agents, and brokers may contact you directly via:

  • Phone calls
  • Text messages (SMS)
  • Emails
  • Direct mail
  • Other communication methods

These third parties operate under their own privacy policies and are independent of EasyQuote-Insurance.com.

4.3 Your Information May Be Resold or Transferred

Your personal information may be:

  • Sold to other lead generation companies or insurance marketers
  • Transferred to affiliates or business partners
  • Used for multiple quote requests across different insurance providers
  • Retained by third parties for future marketing purposes

We process your personal information based on:

✓ Your Consent: You voluntarily provide information when submitting a quote request
✓ Legitimate Business Interest: Lead generation, marketing, and service improvement
✓ Legal Obligation: Compliance with insurance regulations and laws
✓ Performance of Contract: Fulfilling our obligation to provide quotes

6. DATA RETENTION

We retain your personal information for:

  • Active Requests: Duration of your quote request processing (typically 30-90 days)
  • Lead Information: Up to 24 months for marketing and follow-up purposes
  • Legal Compliance: As required by insurance laws, tax regulations, or legal obligations (typically 3-7 years)
  • Archival Purposes: Historical records may be retained indefinitely for business purposes

You may request deletion of your information at any time, subject to legal retention requirements.

7. COOKIES & TRACKING TECHNOLOGIES

7.1 What Are Cookies?

Cookies are small data files stored on your device that help us understand how you use our Website.

7.2 Types of Cookies We Use

Essential Cookies:

  • Required for Website functionality
  • Enable form submissions and quote requests
  • Allow you to navigate our site
  • Cannot be disabled without affecting site functionality

Analytics Cookies:

  • Track user behavior, page views, and time spent on pages
  • Help us understand how visitors use our Website
  • Used by Google Analytics to measure site performance
  • Do not personally identify you but may be combined with other data

Marketing & Advertising Cookies:

  • Enable targeted advertising based on your interests
  • Allow us to retarget you on social media and partner sites
  • Track conversion rates and campaign performance
  • Used by Facebook Pixel, Google Ads, and similar platforms

Third-Party Cookies:

  • Placed by advertising partners, analytics providers, and social media platforms
  • Allow external companies to track your behavior across the web
  • Used for interest-based advertising and audience building

7.3 Cookies We Use

Cookie NameProviderPurposeDuration
_gaGoogle AnalyticsTrack unique visitors2 years
_gidGoogle AnalyticsTrack sessions24 hours
fbpFacebookRetargeting & conversion tracking3 months
_fbpFacebookFacebook Pixel tracking3 months
PHPSESSIDEasyQuote-InsuranceMaintain user sessionSession
marketing_consentEasyQuote-InsuranceRemember cookie preferences1 year

You have the right to control cookies:

Browser Settings:

  • Most browsers allow you to accept/reject cookies
  • You can delete cookies stored on your device
  • You can set cookie preferences for specific websites

How to manage cookies in popular browsers:

  • Chrome: Settings → Privacy and Security → Cookies and Other Site Data
  • Firefox: Preferences → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and Website Data
  • Edge: Settings → Privacy → Clear Browsing Data

Third-Party Opt-Outs:

  • Google Analytics Opt-Out Browser Extension: https://tools.google.com/dlpage/gaoptout
  • Network Advertising Initiative Opt-Out: https://optout.networkadvertising.org
  • Digital Advertising Alliance Opt-Out: https://optout.aboutads.info

7.5 Impact of Disabling Cookies

⚠️ Important: If you disable cookies, you may:

  • Lose website functionality
  • Be unable to submit quote requests
  • Experience slower page loading
  • Not receive personalized content

We recommend keeping essential cookies enabled while managing marketing cookies according to your preferences.

When you first visit our Website, you’ll see a cookie consent banner. You can:

  • Accept All: Accept all cookies and tracking
  • Reject Non-Essential: Accept only essential cookies
  • Manage Preferences: Customize your cookie settings
  • Privacy Policy: View this policy for more details

Your choice will be remembered for 12 months.

8. DATA SECURITY

8.1 Security Measures

We implement industry-standard security practices to protect your information:

✓ SSL/TLS encryption for data transmission
✓ Secure servers with firewalls
✓ Access controls and authentication
✓ Regular security audits
✓ Employee privacy training
✓ Confidentiality agreements with third parties

8.2 Limitation of Liability

Important: No method of electronic transmission or storage is 100% secure. While we use commercially acceptable security measures, we cannot guarantee absolute data security. You use our Website at your own risk.

8.3 Your Responsibility

You are responsible for:

  • Protecting your login credentials
  • Not sharing your password
  • Keeping your contact information current
  • Reporting suspected data breaches

9. CHILDREN’S PRIVACY

We do not knowingly collect personal information from children under 13 years old. Our Website and services are not directed at children under 13.

If we discover we have collected information from a child under 13, we will delete it immediately.

Our Website may contain links to third-party websites and services operated by insurance companies, advertisers, or other partners. This Privacy Policy does not apply to these external sites.

We are not responsible for:

  • Third-party privacy practices
  • Third-party content or policies
  • Third-party data collection

Please review the privacy policies of any third-party sites before providing personal information.

11. DISCLOSURE OF PERSONAL INFORMATION

We may disclose your personal information to:

✓ Insurance Industry Partners:

  • Insurance carriers and underwriters
  • Insurance agents and brokers
  • Insurance consultants and advisors

✓ Service Providers:

  • IT and data hosting providers
  • Email marketing platforms
  • Customer relationship management (CRM) systems
  • Payment processors
  • Analytics providers (Google Analytics)
  • Customer support platforms

✓ Affiliates & Business Partners:

  • Parent companies and subsidiaries
  • Joint venture partners
  • Business acquisition partners

✓ Legal & Regulatory Authorities:

  • Law enforcement (pursuant to legal process)
  • Courts and regulatory agencies
  • Tax authorities
  • Insurance regulators and commissioners

✓ Business Transfer:

  • Potential buyers in merger or acquisition scenarios
  • Successors to our business operations

✓ Data Processing Companies:

  • Third parties that process data on our behalf

12. INTERNATIONAL DATA TRANSFERS

Your personal information is stored and processed in the United States. If you are located outside the US, your information will be transferred to and processed in the US.

By using our Website, you consent to the transfer of your information to the US, which may have different data protection laws than your country.

We will protect transferred information in accordance with this Privacy Policy.

13. DATA BREACH NOTIFICATION

In the event of a data breach involving your personal information, we will:

✓ Notify you without unreasonable delay
✓ Provide details of the breach
✓ Explain steps we’re taking to address it
✓ Offer resources to protect your information (credit monitoring, etc.)

Notification will be via email or phone, consistent with applicable laws.

14. COMPLIANCE WITH LAWS & REGULATIONS

We comply with the following laws and regulations:

✓ TCPA (Telephone Consumer Protection Act):

  • Comply with Do-Not-Call registry requirements
  • Obtain prior express written consent for SMS communications
  • Provide clear opt-out options

✓ CAN-SPAM Act:

  • Include accurate sender information
  • Provide opt-out mechanisms in emails
  • Honor unsubscribe requests within 10 business days

✓ GDPR (General Data Protection Regulation):

  • Provide data access and deletion rights
  • Obtain explicit consent for EU residents
  • Implement data protection measures

✓ CCPA (California Consumer Privacy Act):

  • Disclose data collection practices
  • Provide consumer rights (access, delete, opt-out)
  • Honor “Do Not Sell My Personal Information” requests

✓ State Insurance Laws:

  • Comply with state-specific insurance regulations
  • Protect sensitive health and financial information
  • Maintain data security standards

15. YOUR PRIVACY RIGHTS & CHOICES

15.1 Access Your Information

You have the right to request what personal information we hold about you. Contact us to submit an access request.

15.2 Correct or Update Information

If you believe any information we hold is inaccurate, incomplete, or outdated, please contact us. We will take reasonable steps to correct it within 30 days.

15.3 Delete Your Information

You may request deletion of your personal information, subject to:

  • Legal retention obligations
  • Active quote requests or pending applications
  • Fraud prevention needs

We will respond to deletion requests within 45 days.

15.4 Opt-Out of Communications

Email Marketing:

  • Click “Unsubscribe” in any marketing email
  • Contact us at info@easylife-quote.com

SMS/Text Messages:

  • Reply “STOP” to any text message
  • Contact us with your phone number

Phone Calls:

  • Request to be placed on our Do-Not-Call list
  • Contact us at (305) 318-0000

Targeted Advertising:

  • Adjust your browser privacy settings
  • Use the Network Advertising Initiative opt-out tool
  • Adjust device advertising preferences

15.5 Do Not Sell My Personal Information (CCPA)

California residents can submit a “Do Not Sell My Personal Information” request. We will honor this request and not share your information with third parties for monetary compensation.

To submit a request, contact:
📧 Email: info@easylife-quote.com
📞 Phone: (305) 318-0000

15.6 Opt-Out of Third-Party Sharing

You may request that we not share your information with insurance providers and other third parties. However, this may limit our ability to provide quotes and services.

16. CALIFORNIA CONSUMER PRIVACY ACT (CCPA) RIGHTS

16.1 CCPA Overview

If you are a California resident, the California Consumer Privacy Act (CCPA) grants you specific rights regarding your personal information.

16.2 Your CCPA Rights

Right to Know (Access):

  • You have the right to request what personal information we collect about you
  • We will provide a copy of your personal information in a portable, understandable format
  • You can make this request up to twice per year

Right to Delete:

  • You can request deletion of personal information we’ve collected from you
  • We will delete your information unless we have a legal reason to retain it

Right to Opt-Out of the “Sale” or “Sharing” of Personal Information:

  • You can request that we do not “sell” or “share” your personal information
  • Under CCPA, “selling” includes sharing data with third parties for valuable consideration
  • As a lead generation company, we may share your information with insurance providers and partners
  • You can opt out of this sharing to limit how your data is used

Right to Correct:

  • You can request that we correct inaccurate personal information
  • We will use reasonable efforts to correct information within 45 days

Right to Limit Use & Disclosure:

  • You can limit how we use your personal information
  • You can restrict use of sensitive personal information (health data, Social Security Number, etc.)

Right to Non-Discrimination:

  • We will not discriminate against you for exercising your CCPA rights
  • We will not deny goods or services
  • We will not charge different prices or rates
  • We will not provide different quality of service
  • We will not penalize you for exercising your rights

16.3 How to Exercise Your CCPA Rights

To submit a CCPA request, contact:

📧 Email: info@easylife-quote.com
📞 Phone: (305) 318-0000
📍 Mailing Address: 18331 Pines Blvd Suite 153, Pembroke Pines, FL 33029

In Your Request, Include:

  • Your full name
  • Email address
  • Phone number
  • Specific right you wish to exercise (access, delete, opt-out, correct, limit)
  • Detailed description of your request

16.4 Response Time & Verification

Response Timeline:

  • We will respond to requests within 45 days
  • We may request an extension of up to 45 additional days if necessary
  • We will notify you if we need more time

Identity Verification:

  • We may request additional information to verify your identity
  • We will only use this information to verify your request
  • We do not sell, share, or retain this verification information

16.5 Authorized Agent Requests

If you wish to authorize someone to submit a request on your behalf, they may do so if they:

  • Have a valid power of attorney document
  • Are a registered California consumer advocate
  • Are a parent or guardian of a minor child

The authorized agent must provide proof of authorization with the request.

16.6 Do Not Sell or Share My Personal Information

California residents can opt out of the “sale” or “sharing” of personal information by:

  1. Click the “Do Not Sell My Personal Information” link at the bottom of this page
  2. Send an email to: info@easylife-quote.com
  3. Call us at: (305) 318-0000
  4. Mail us at: 18331 Pines Blvd Suite 153, Pembroke Pines, FL 33029
  5. Provide your name and email address

We will process your request within 15 business days and send you a confirmation.

16.7 What Information We Collect (CCPA Categories)

Over the past 12 months, we have collected the following categories of personal information:

CategoryExamplesSource
IdentifiersName, email, phone, address, DOBVoluntarily provided
Commercial InformationIncome, employment, insurance historyVoluntarily provided
Biometric InformationN/AN/A
Internet ActivityIP address, browser type, pages visitedAutomatically collected
Geo-location DataApproximate location from IPAutomatically collected
Sensory InformationN/AN/A
Professional InformationEmployment details, occupationVoluntarily provided
Education InformationN/AN/A
Health InformationSmoking status, health conditions, medicationsVoluntarily provided
Financial InformationIncome level, banking info (if provided)Voluntarily provided
InferencesPreferences, risk profile, insurance needsDerived from your data

16.8 How We Use Personal Information (CCPA Purposes)

We use personal information for:

  • Providing quotes and insurance services
  • Communicating with you about your request
  • Marketing and advertising
  • Analytics and business improvement
  • Fraud detection and prevention
  • Complying with legal obligations

16.9 Personal Information Disclosures (CCPA)

In the past 12 months, we have disclosed personal information to:

  • Insurance Carriers & Agents: For quote fulfillment
  • Lead Distribution Partners: To process your request
  • Service Providers: IT, analytics, email, hosting
  • Advertising Partners: For marketing purposes
  • Legal Authorities: If required by law

16.10 Sale or Sharing of Personal Information

Does EasyQuote-Insurance “sell” or “share” personal information?

✓ Yes. As a lead generation company, we share (and may “sell” under CCPA definitions) your personal information with:

  • Insurance providers and agents
  • Third-party lead distributors
  • Marketing partners

You have the right to opt out of this sharing by:

  • Clicking “Do Not Sell My Personal Information” below
  • Emailing: info@easylife-quote.com
  • Calling: (305) 318-0000

16.11 California Privacy Rights (CPR) Summary

Quick Reference:

RightHow to ExerciseResponse Time
AccessContact info@easylife-quote.com45 days
DeleteContact info@easylife-quote.com45 days
Opt-OutClick link below or contact us15 days
CorrectContact info@easylife-quote.com45 days
Limit UseContact info@easylife-quote.com45 days

16.12 Shine the Light Law (California Civil Code §1798.83)

California residents have the right to request information about our disclosure of personal information to third parties for their direct marketing purposes.

To submit a request under California’s “Shine the Light” law, contact:

📧 Email: info@easylife-quote.com

17. EUROPEAN PRIVACY RIGHTS (GDPR)

If you are located in the European Union or European Economic Area, you have rights under GDPR:

✓ Right of Access: Access your personal data
✓ Right to Rectification: Correct inaccurate data
✓ Right to Erasure: Request deletion (“right to be forgotten”)
✓ Right to Restrict Processing: Limit how we use your data
✓ Right to Data Portability: Receive your data in a portable format
✓ Right to Object: Object to processing of your data
✓ Right to Lodge a Complaint: File a complaint with your data protection authority

To exercise these rights, contact our Data Protection Officer:
📧 dpo@easyquote-insurance.com

18. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy at any time to reflect:

  • Changes to our practices
  • Legal or regulatory updates
  • Technology improvements
  • Business changes

When we make material changes, we will:

  • Post the updated policy on this page
  • Update the “Last Updated” date
  • Notify you via email (for significant changes)
  • Request your consent if required by law
  • Provide a 30-day notice period before material changes take effect

Your continued use of our Website after changes indicates acceptance of the updated policy.

19. CONTACT US

For questions, concerns, or to exercise your privacy rights, please contact:

EasyQuote-Insurance.com

📧 Email: info@easylife-quote.com
📞 Phone: (305) 318-0000
📍 Mailing Address: 18331 Pines Blvd Suite 153, Pembroke Pines, FL 33029
🕐 Response Time: We will respond to requests within 45 days

Data Protection Officer (GDPR Inquiries Only):
📧 Email: dpo@easyquote-insurance.com

Do Not Sell My Personal Information

California residents can opt out of the sale or sharing of personal information by:

📧 Email: info@easylife-quote.com
📞 Call: (305) 318-0000
📍 Mail: 18331 Pines Blvd Suite 153, Pembroke Pines, FL 33029

Or click the opt-out button at the bottom of this page.

Email Opt-Out

To unsubscribe from marketing emails:

  • Click “Unsubscribe” in any email
  • Email: info@easylife-quote.com
  • Reply with “UNSUBSCRIBE”

SMS/Text Opt-Out

To stop receiving text messages:

  • Reply “STOP” to any text message
  • Email: info@easylife-quote.com with your phone number

Phone Call Opt-Out

To be added to our Do-Not-Call list:

  • Call: (305) 318-0000
  • Email: info@easylife-quote.com

Targeted Advertising Opt-Out

To opt out of targeted advertising:

  • Google: https://adssettings.google.com
  • Facebook: https://www.facebook.com/ads/preferences
  • Digital Advertising Alliance: https://optout.aboutads.info